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*SpotMe® on Debit is an optional, no fee overdraft service attached to your Chime Checking Account. To qualify for the SpotMe on Debit service, you must receive $200 or more in qualifying direct deposits to your Chime Checking Account each month and have activated your physical Chime Visa® Debit Card or secured Chime Credit Builder Visa® Credit Card. Qualifying members will be allowed to overdraw their Chime Checking Account for up to $20 on debit card purchases and cash withdrawals initially but may later be eligible for a higher limit of up to $200 or more based on Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. The SpotMe on Debit limit will be displayed within the Chime mobile app and is subject to change at any time, at Chime’s sole discretion. Although Chime does not charge any overdraft fees for SpotMe on Debit, there may be out-of-network or third-party fees associated with ATM transactions. SpotMe on Debit will not cover any non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. SpotMe on Debit Terms and Conditions.

🌟 Why Struggle is Super!

Hey kids! Did you know that feeling frustrated when trying something new is actually a superpower in disguise? It's called "frustration tolerance," and it's like a muscle that gets stronger every time you use it. The more you practice, the better you'll become at tackling tough challenges!

🌈 The Independence Challenge

Goal: Encourage children to take on new responsibilities and solve problems independently.

Instructions:

1. Create a list of age-appropriate tasks or challenges for your child (e.g., making their bed, packing their school bag, planning a simple meal).

2. Each day, let your child choose a new task to attempt.

3. Provide initial guidance if needed, then step back and let them work through it.

4. Celebrate their efforts and problem-solving skills, regardless of the outcome.

Remember: The goal is progress, not perfection!

Here’s some fun and FREE Printables for you!

Friendly Unicorn Dot Marker Book

Happy Unicorn Coloring Book

🎥 Recommended Movies:

The Garfield Movie" (2024):  In this new animated adventure, Garfield, the famously lazy cat, is pushed out of his comfort zone when he meets his long-lost father, Vic. Together with his canine friend Odie, Garfield must adapt to life outside his pampered existence and even participate in a risky heist. This movie seems to show Garfield developing independence and problem-solving skills in unfamiliar situations.

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👨‍👩‍👧‍👦 Parents' Corner:

The Art of Stepping Back

Parents, we know it's tough to watch your little ones struggle. But here's a secret: by letting them work through challenges, you're giving them an incredible gift. Dr. Becky, a child development expert, calls this "not stealing the struggle."

🚫 Don't Tie Those Shoes!

Next time your toddler is wrestling with their shoelaces, resist the urge to swoop in and tie them yourself. Instead, offer encouragement and maybe a helpful tip. Remember, every tiny victory builds their confidence!

🏆 Celebrate the Process

When your child faces a challenge, focus on praising their effort rather than the outcome. "I saw how hard you worked on that!" goes a long way in building resilience.

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📚 Teachers' Toolkit

Creating an Independence-Fostering Environment

Educators can play a vital role in developing children's independence. Here are some Montessori-inspired tips:

1. Uninterrupted Work Periods: Allow students time to focus deeply on tasks without unnecessary interruptions.

2. Self-Correcting Materials: Use resources that allow children to check their work and learn from mistakes.

3. Calibrated Challenges: Carefully observe each child to provide lessons that are just challenging enough.

4. Minimal Intervention: Step in only when absolutely necessary, allowing students to problem-solve on their own.

🌈 Activity of the Week:

The "I Can Do It" Jar 

Materials Needed: 

• A clear jar

• Colorful pom-poms or marbles

• Paper and markers

Step by step guide:

1. Decorate your jar with inspiring phrases like "I can do hard things!" or "Mistakes help me learn!"

2. Throughout the week, add a pom-pom or marble to the jar each time you or your child faces a challenge without giving up.

3. At the end of the week, celebrate your jar full of persistence and bravery!

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*SpotMe® on Debit is an optional, no fee overdraft service attached to your Chime Checking Account. To qualify for the SpotMe on Debit service, you must receive $200 or more in qualifying direct deposits to your Chime Checking Account each month and have activated your physical Chime Visa® Debit Card or secured Chime Credit Builder Visa® Credit Card. Qualifying members will be allowed to overdraw their Chime Checking Account for up to $20 on debit card purchases and cash withdrawals initially but may later be eligible for a higher limit of up to $200 or more based on Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. The SpotMe on Debit limit will be displayed within the Chime mobile app and is subject to change at any time, at Chime’s sole discretion. Although Chime does not charge any overdraft fees for SpotMe on Debit, there may be out-of-network or third-party fees associated with ATM transactions. SpotMe on Debit will not cover any non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. SpotMe on Debit Terms and Conditions.